Home

Making HomePossible!BDL Opportunities Home Equity Loan
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Congratulations! You’re readyto refinance your home loanWanting to pay less in interest on your mortgage and lower your monthly payments?
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Don’t MissYour Perfect House!Forget about tons of paperwork and lists of unknown words!

We can help to handle every issue you’re facing on your way!
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RATES US LOW AS

from  3.74%
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AMOUNT OF CREDIT

up to $5M
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FAST & EASY PROCESS

only  7 Days
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LONG LOAN TERM

up to 30 Year

Welcome to Brown Diamond Lending

As a local mortgage brokerage based out of Northridge and servicing all of Southern California, our goal is to help families attain generational wealth through homeownership. Whether you are looking to make your mortgage more affordable by refinancing or you are looking to purchase your first ever home, we understand how valuable owning real estate and more importantly owning a home is!

We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.

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OUR SERVICES

Find Loan Products We Offer

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01. Mortgage Basics

Everything to know about buying a home.

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01. Buying a Home
We reward money-saving real estate program for home buyers…

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02. Explore Rates

See today’s interest rates and estimate yours.

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02. Explore Rates
We refinance our clients as rates change quickly and…

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03. Mortgage Basics

Everything to know about buying a home.

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03. Mortgage Basics

Everything to know about buying a home.

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04. Refinancing

Understand the ins and outs of refinancing.

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04. Refinancing

Understand the ins and outs of refinancing.

Our Loan Process…

STRATEGY CALL

Do your strategy consultation call with professionals

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

Your Home Loan Could Be

Fully Funded

Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with BDL. for your home loan or refinance, you can get your money and do what you want with it – usually in less than 30 days.

Get In Touch
Get In Touch

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ALL-IN-ONE SOLUTION

Creating generational wealth through homeownership with world class solutions oriented professionals.

Get In Touch
Get In Touch

contact us

Feel free to contact our agents

Online banking can save you a lot of time and effort, you can undertake most transactions from the comforts of your home. However, it is crucial to use internet banking safely


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.elementor-605 .elementor-element.elementor-element-76e3bf3 .elementor-repeater-item-c29df8d.jet-parallax-section__layout .jet-parallax-section__image{background-size:auto;}.elementor-605 .elementor-element.elementor-element-52219fc > .elementor-element-populated{margin:0px 0px 0px 0px;–e-column-margin-right:0px;–e-column-margin-left:0px;padding:50px 50px 70px 50px;}.elementor-605 .elementor-element.elementor-element-3b7e16c{text-align:left;color:#42474C;font-family:”Lato”, Sans-serif;font-size:22.4px;font-weight:300;line-height:1.64em;letter-spacing:0px;}.elementor-605 .elementor-element.elementor-element-3b7e16c > .elementor-widget-container{padding:0px 0px 10px 0px;}.elementor-605 .elementor-element.elementor-element-a2549c7 > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-605 .elementor-element.elementor-element-a2549c7 .elementor-repeater-item-4dfefb0.jet-parallax-section__layout .jet-parallax-section__image{background-size:auto;}.elementor-605 .elementor-element.elementor-element-a748629 > .elementor-element-populated{margin:0px 0px 0px 0px;–e-column-margin-right:0px;–e-column-margin-left:0px;padding:0px 20px 0px 0px;}.elementor-605 .elementor-element.elementor-element-421050f{text-align:left;}.elementor-605 .elementor-element.elementor-element-421050f img{width:100%;max-width:85px;border-radius:100px 100px 100px 100px;}.elementor-605 .elementor-element.elementor-element-307a69b > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:0px;}.elementor-605 .elementor-element.elementor-element-3df28e3 .elementor-heading-title{font-family:”Poppins”, Sans-serif;font-size:14px;font-weight:600;text-transform:uppercase;line-height:1.2em;letter-spacing:1.8px;}.elementor-605 .elementor-element.elementor-element-9814222 .elementor-heading-title{color:#42474C;font-family:”Lato”, Sans-serif;font-size:14px;font-weight:300;line-height:1.64em;letter-spacing:0px;}.elementor-605 .elementor-element.elementor-element-76e3bf3:not(.elementor-motion-effects-element-type-background), .elementor-605 .elementor-element.elementor-element-76e3bf3 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#F7F7F7;background-image:url(“https://browndiamondlending.com/wp-content/uploads/2025/09/449e7-testi-icon.png”);background-position:100% 100%;background-repeat:no-repeat;}.elementor-605 .elementor-element.elementor-element-76e3bf3{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;margin-top:0px;margin-bottom:0px;}.elementor-605 .elementor-element.elementor-element-76e3bf3 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-605 .elementor-element.elementor-element-76e3bf3 > .elementor-shape-bottom .elementor-shape-fill{fill:#FFFFFF;}.elementor-605 .elementor-element.elementor-element-76e3bf3 > .elementor-shape-bottom svg{width:calc(250% + 1.3px);height:15px;}@media(max-width:1024px){.elementor-605 .elementor-element.elementor-element-76e3bf3:not(.elementor-motion-effects-element-type-background), .elementor-605 .elementor-element.elementor-element-76e3bf3 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:0% 0%;}}@media(max-width:767px){.elementor-605 .elementor-element.elementor-element-52219fc > .elementor-element-populated{padding:40px 15px 50px 15px;}.elementor-605 .elementor-element.elementor-element-76e3bf3:not(.elementor-motion-effects-element-type-background), .elementor-605 .elementor-element.elementor-element-76e3bf3 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:0% 0%;}}@media(min-width:768px){.elementor-605 .elementor-element.elementor-element-a748629{width:39%;}.elementor-605 .elementor-element.elementor-element-307a69b{width:60.424%;}}

Addendum is a wonderful place with highly experienced experts! With their help I bought my first apartment and I’m happy now!

Emma Zacks

Accountant

.elementor-1829 .elementor-element.elementor-element-0780118 .elementor-repeater-item-c29df8d.jet-parallax-section__layout .jet-parallax-section__image{background-size:auto;}.elementor-1829 .elementor-element.elementor-element-a47dd27 > .elementor-element-populated{margin:0px 0px 0px 0px;–e-column-margin-right:0px;–e-column-margin-left:0px;padding:50px 50px 70px 50px;}.elementor-1829 .elementor-element.elementor-element-542c9fe{text-align:left;color:#42474C;font-family:”Lato”, Sans-serif;font-size:22.4px;font-weight:300;line-height:1.64em;letter-spacing:0px;}.elementor-1829 .elementor-element.elementor-element-542c9fe > .elementor-widget-container{padding:0px 0px 10px 0px;}.elementor-1829 .elementor-element.elementor-element-087ffbf > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-1829 .elementor-element.elementor-element-087ffbf .elementor-repeater-item-4dfefb0.jet-parallax-section__layout .jet-parallax-section__image{background-size:auto;}.elementor-1829 .elementor-element.elementor-element-bb1ebbc > .elementor-element-populated{margin:0px 0px 0px 0px;–e-column-margin-right:0px;–e-column-margin-left:0px;padding:0px 20px 0px 0px;}.elementor-1829 .elementor-element.elementor-element-1f25995{text-align:left;}.elementor-1829 .elementor-element.elementor-element-1f25995 img{width:100%;max-width:85px;border-radius:100px 100px 100px 100px;}.elementor-1829 .elementor-element.elementor-element-7a9711b > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:0px;}.elementor-1829 .elementor-element.elementor-element-cecef15 .elementor-heading-title{font-family:”Poppins”, Sans-serif;font-size:14px;font-weight:600;text-transform:uppercase;line-height:1.2em;letter-spacing:1.8px;}.elementor-1829 .elementor-element.elementor-element-607673a .elementor-heading-title{color:#42474C;font-family:”Lato”, Sans-serif;font-size:14px;font-weight:300;line-height:1.64em;letter-spacing:0px;}.elementor-1829 .elementor-element.elementor-element-0780118:not(.elementor-motion-effects-element-type-background), .elementor-1829 .elementor-element.elementor-element-0780118 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#F7F7F7;background-image:url(“https://browndiamondlending.com/wp-content/uploads/2025/09/449e7-testi-icon.png”);background-position:100% 100%;background-repeat:no-repeat;}.elementor-1829 .elementor-element.elementor-element-0780118{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;margin-top:0px;margin-bottom:0px;}.elementor-1829 .elementor-element.elementor-element-0780118 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1829 .elementor-element.elementor-element-0780118 > .elementor-shape-bottom .elementor-shape-fill{fill:#FFFFFF;}.elementor-1829 .elementor-element.elementor-element-0780118 > .elementor-shape-bottom svg{width:calc(250% + 1.3px);height:15px;}@media(max-width:1024px){.elementor-1829 .elementor-element.elementor-element-0780118:not(.elementor-motion-effects-element-type-background), .elementor-1829 .elementor-element.elementor-element-0780118 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:0% 0%;}}@media(max-width:767px){.elementor-1829 .elementor-element.elementor-element-a47dd27 > .elementor-element-populated{padding:40px 15px 50px 15px;}.elementor-1829 .elementor-element.elementor-element-0780118:not(.elementor-motion-effects-element-type-background), .elementor-1829 .elementor-element.elementor-element-0780118 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:0% 0%;}}@media(min-width:768px){.elementor-1829 .elementor-element.elementor-element-bb1ebbc{width:39%;}.elementor-1829 .elementor-element.elementor-element-7a9711b{width:60.424%;}}

These guys are great! Me and my wife are very satisfied with all the services we got. I’m definitely recommending Addendum to…

John Doe

Company CEO

.elementor-1832 .elementor-element.elementor-element-880ae2d .elementor-repeater-item-c29df8d.jet-parallax-section__layout .jet-parallax-section__image{background-size:auto;}.elementor-1832 .elementor-element.elementor-element-a2a7b9c > .elementor-element-populated{margin:0px 0px 0px 0px;–e-column-margin-right:0px;–e-column-margin-left:0px;padding:50px 50px 70px 50px;}.elementor-1832 .elementor-element.elementor-element-3287d03{text-align:left;color:#42474C;font-family:”Lato”, Sans-serif;font-size:22.4px;font-weight:300;line-height:1.64em;letter-spacing:0px;}.elementor-1832 .elementor-element.elementor-element-3287d03 > .elementor-widget-container{padding:0px 0px 10px 0px;}.elementor-1832 .elementor-element.elementor-element-3dc0975 > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-1832 .elementor-element.elementor-element-3dc0975 .elementor-repeater-item-4dfefb0.jet-parallax-section__layout .jet-parallax-section__image{background-size:auto;}.elementor-1832 .elementor-element.elementor-element-855d8b1 > .elementor-element-populated{margin:0px 0px 0px 0px;–e-column-margin-right:0px;–e-column-margin-left:0px;padding:0px 20px 0px 0px;}.elementor-1832 .elementor-element.elementor-element-aaee842{text-align:left;}.elementor-1832 .elementor-element.elementor-element-aaee842 img{width:100%;max-width:85px;border-radius:100px 100px 100px 100px;}.elementor-1832 .elementor-element.elementor-element-9b7eb76 > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:0px;}.elementor-1832 .elementor-element.elementor-element-374afe0 .elementor-heading-title{font-family:”Poppins”, Sans-serif;font-size:14px;font-weight:600;text-transform:uppercase;line-height:1.2em;letter-spacing:1.8px;}.elementor-1832 .elementor-element.elementor-element-8956264 .elementor-heading-title{color:#42474C;font-family:”Lato”, Sans-serif;font-size:14px;font-weight:300;line-height:1.64em;letter-spacing:0px;}.elementor-1832 .elementor-element.elementor-element-880ae2d:not(.elementor-motion-effects-element-type-background), .elementor-1832 .elementor-element.elementor-element-880ae2d > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#F7F7F7;background-image:url(“https://browndiamondlending.com/wp-content/uploads/2025/09/449e7-testi-icon.png”);background-position:100% 100%;background-repeat:no-repeat;}.elementor-1832 .elementor-element.elementor-element-880ae2d{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;margin-top:0px;margin-bottom:0px;}.elementor-1832 .elementor-element.elementor-element-880ae2d > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1832 .elementor-element.elementor-element-880ae2d > .elementor-shape-bottom .elementor-shape-fill{fill:#FFFFFF;}.elementor-1832 .elementor-element.elementor-element-880ae2d > .elementor-shape-bottom svg{width:calc(250% + 1.3px);height:15px;}@media(max-width:1024px){.elementor-1832 .elementor-element.elementor-element-880ae2d:not(.elementor-motion-effects-element-type-background), .elementor-1832 .elementor-element.elementor-element-880ae2d > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:0% 0%;}}@media(max-width:767px){.elementor-1832 .elementor-element.elementor-element-a2a7b9c > .elementor-element-populated{padding:40px 15px 50px 15px;}.elementor-1832 .elementor-element.elementor-element-880ae2d:not(.elementor-motion-effects-element-type-background), .elementor-1832 .elementor-element.elementor-element-880ae2d > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:0% 0%;}}@media(min-width:768px){.elementor-1832 .elementor-element.elementor-element-855d8b1{width:39%;}.elementor-1832 .elementor-element.elementor-element-9b7eb76{width:60.424%;}}

Skilled experts, low rates, wide selection of houses and various options for clients – what else can be needed! Awesome services and…

Mary Fox

Journalist

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As the number of mobile users continues to outpace the number of desktop users, it should go without saying that designers, now…

Hassan Abaza

Chief Marketing Officer

.elementor-1844 .elementor-element.elementor-element-2f66703 .elementor-repeater-item-c29df8d.jet-parallax-section__layout .jet-parallax-section__image{background-size:auto;}.elementor-1844 .elementor-element.elementor-element-18f9e9b > .elementor-element-populated{margin:0px 0px 0px 0px;–e-column-margin-right:0px;–e-column-margin-left:0px;padding:50px 50px 70px 50px;}.elementor-1844 .elementor-element.elementor-element-03d01c6{text-align:left;color:#42474C;font-family:”Lato”, Sans-serif;font-size:22.4px;font-weight:300;line-height:1.64em;letter-spacing:0px;}.elementor-1844 .elementor-element.elementor-element-03d01c6 > .elementor-widget-container{padding:0px 0px 10px 0px;}.elementor-1844 .elementor-element.elementor-element-4ee624a > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-1844 .elementor-element.elementor-element-4ee624a .elementor-repeater-item-4dfefb0.jet-parallax-section__layout .jet-parallax-section__image{background-size:auto;}.elementor-1844 .elementor-element.elementor-element-36110af > .elementor-element-populated{margin:0px 0px 0px 0px;–e-column-margin-right:0px;–e-column-margin-left:0px;padding:0px 20px 0px 0px;}.elementor-1844 .elementor-element.elementor-element-91e3b1d{text-align:left;}.elementor-1844 .elementor-element.elementor-element-91e3b1d img{width:100%;max-width:85px;border-radius:100px 100px 100px 100px;}.elementor-1844 .elementor-element.elementor-element-491c97d > .elementor-widget-wrap > .elementor-widget:not(.elementor-widget__width-auto):not(.elementor-widget__width-initial):not(:last-child):not(.elementor-absolute){margin-bottom:0px;}.elementor-1844 .elementor-element.elementor-element-b87d9cc .elementor-heading-title{font-family:”Poppins”, Sans-serif;font-size:14px;font-weight:600;text-transform:uppercase;line-height:1.2em;letter-spacing:1.8px;}.elementor-1844 .elementor-element.elementor-element-7062c90 .elementor-heading-title{color:#42474C;font-family:”Lato”, Sans-serif;font-size:14px;font-weight:300;line-height:1.64em;letter-spacing:0px;}.elementor-1844 .elementor-element.elementor-element-2f66703:not(.elementor-motion-effects-element-type-background), .elementor-1844 .elementor-element.elementor-element-2f66703 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#F7F7F7;background-image:url(“https://browndiamondlending.com/wp-content/uploads/2025/09/449e7-testi-icon.png”);background-position:100% 100%;background-repeat:no-repeat;}.elementor-1844 .elementor-element.elementor-element-2f66703{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;margin-top:0px;margin-bottom:0px;}.elementor-1844 .elementor-element.elementor-element-2f66703 > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1844 .elementor-element.elementor-element-2f66703 > .elementor-shape-bottom .elementor-shape-fill{fill:#FFFFFF;}.elementor-1844 .elementor-element.elementor-element-2f66703 > .elementor-shape-bottom svg{width:calc(250% + 1.3px);height:15px;}@media(max-width:1024px){.elementor-1844 .elementor-element.elementor-element-2f66703:not(.elementor-motion-effects-element-type-background), .elementor-1844 .elementor-element.elementor-element-2f66703 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:0% 0%;}}@media(max-width:767px){.elementor-1844 .elementor-element.elementor-element-18f9e9b > .elementor-element-populated{padding:40px 15px 50px 15px;}.elementor-1844 .elementor-element.elementor-element-2f66703:not(.elementor-motion-effects-element-type-background), .elementor-1844 .elementor-element.elementor-element-2f66703 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:0% 0%;}}@media(min-width:768px){.elementor-1844 .elementor-element.elementor-element-36110af{width:39%;}.elementor-1844 .elementor-element.elementor-element-491c97d{width:60.424%;}}

As the number of mobile users continues to outpace the number of desktop users, it should go without saying that designers, now…

Irene Doe

Chief Finance Officer

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As the number of mobile users continues to outpace the number of desktop users, it should go without saying that designers, now…

Paul Walker

Chief Marketing Officer

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1999

Year of Foundation

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426

Issued Loans

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45+

Business Parthners

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2005

Happy Clients

OUR SERVICES

Fast & Easy Application Process

Step 1

Choose Loan Amount

It is recommended to look for homes that cost no more than three to five times their annual household income.
Step 1
Step 2

Get Your Loan Approved

Get all of the paperwork required to complete the purchase, including your loan documents.
Step 2
Step 3

Get Your Cash for New Home Purchase

Once all previous steps are done, you are ready to get funds and move into your new home soon!
Step 3
FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions

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1. How can I buy a home for the first time?

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As a first time home buyer, your home buying options depend on various factors: your credit score, your income, your work history. We can help you find your buying options.

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2. When should I apply?

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You should apply to buy a home whenever you feel financially ready. Whether you think your credit score, income, or current rates come into play the most important part is being financially ready.

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3. Do you offering refinancing ?

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Yes! Lots of buyers who purchased homes within the past few years may see today’s current rates and wonder how they can take advantage of these rates. We can help you refinance and lower your mortgage.

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4. What is my first step in buying a home?

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Your first step in buying a home is to get prequalified! You must know how much you can afford on a home loan prior to begin hunting for a house. Ask us how we can help you find your current home buying options.

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